Auto – Underwriter – Private Label Captive Finance

Join our dynamic team as an Auto Underwriter III (Subaru Motors Finance) where you can work from the comfo

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rt of your home. As a Underwriter III, you will review policy and/or pricing exceptions and assist in daily operations. You’ll structure decisions to maximize profit and enhance relationships. You’ll also decision automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved. You’ll meet or exceed agreed upon targets for return on equity, volume, conversion ratios, and other business metrics. You’ll also initiate sales calls via telephone, and where appropriate, prepare written follow-up. Additionally, you’ll provide prompt, accurate responses to all internal and external customer inquiries.

Job responsibilities:

  • Review credit applications and render the appropriate credit decision within credit policy requirements and in compliance with all regulations
  • Review policy and/or pricing exceptions and assist in daily operations
  • Structure decisions to maximize profit and enhance relationships
  • Review and approve automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved
  • Meet or exceed agreed upon targets for return on equity, volume, conversion ratios, and other business metrics
  • Initiate sales calls via telephone, and where appropriate, prepare written follow-up
  • Provide prompt, accurate responses to all internal and external customer inquiries

Required qualifications, capabilities and skills:

  • 5+ years of credit experience, with Auto Finance experience
  • Experience reviewing credit bureau reports
  • Highly skilled in credit decisioning, solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending
  • Comprehensive knowledge of indirect loan and lease programs, bank products, and services
  • PC literate with a good working knowledge of common application software
  • Expert knowledge of credit philosophy and policies, loan documentation, and related legal issues.
  • Thorough knowledge of the Bank’s policies and procedures, as well as its products and their inherent risks.
  • Superior analytical skills supported by excellent written and verbal communication skills.
  • Results-oriented with a high level of personal initiative and proven leadership ability
  • Demonstrated judgment and ability to act decisively

Preferred qualifications, capabilities and skills:

  • Sales experience preferred

This position is Work from Home, however, must live in the Tempe, AZ and San Diego, CA market.

The hours are 11 am – 8 pm, Monday through Friday as well as occasional Saturdays 9 am – 6 pm MST

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

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